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BUSINESS HINTS FOR MEN AND WOMEN

By A. R. CALHOUN

 

 

CONTENTS

Introduction

CHAPTER I
COMMON SENSE FARMING

1. Wealth, Land and Labor.
2. Money.
3. Sources of Wealth.
4. The Farmer, a Producer, and Seller.
5. Business Methods Essential.

CHAPTER II
DOCUMENTS YOU SHOULD UNDERSTAND

1. Deeds.
2. Abstracts of Title.
3. Parties to a deed.
4. Different deeds.
5. Making a deed.
6. Recording deeds.

CHAPTER III
FORMS OF DEEDS AND MORTGAGES

1. Trust deeds.
2. As to mortgages.
3. Mortgage forms.
4. Payments.
5. Assignments.
6. Redemption of mortgages.
7. Equity of redemption.

CHAPTER IV
WILLS

1. Two kinds.
2. Limitations of wills.
3. How to make a will.
4. On executive duties.
5. Administrators.
6. Debts.
7. Final settlement.

CHAPTER V
LETTER WRITING

1. Business letters.
2. The heading.
3. Forms.
4. The greeting.
5. Body of letter.
6. Ending a letter.
7. Materials.
8. Letters of introduction, etc.

CHAPTER VI
BILLS, RECEIPTS AND ACCOUNTS

1. Bills for goods.
2. Bills for labor.
3. Discounting bills.
4. Forms of receipts.
5. What is an order?

CHAPTER VII
WHO SHOULD KEEP ACCOUNTS?

1. An account with crops.
2. Workingman's account.
3. Other records.
4. Copies.

CHAPTER VIII
AS TO BANKS

1. National banks.
2. Banks as lenders.
3. Interest on deposits.
4. Check and deposit banks.
5. How to draw a check.
6. Certificates of deposit.
7. Use of checks.

CHAPTER IX
SAVINGS BANKS

1. How business is conducted.
2. How to deposit.
3. How account grows.
4. Limit of deposit.
5. How to draw money.
6. Savings bank revenues.

CHAPTER X
NOTES--DRAFTS

1. Definition and illustration.
2. Days of grace.
3. Indorsing notes.
4. Negotiable notes.
5. Joint notes.
6. Discounting notes.
7. Interest on notes.
8. Protests.
9. Notices.
10. Accommodations.
11. Lost notes.
12. Notes about notes.

CHAPTER XI
A DRAFT

1. To make a draft.
2. Forms.
3. For collection.
4. Dishonor.
5. Protests.
6. Buying drafts.
7. A good plan.
8. Good as cash.

CHAPTER XII
JUST MONEY

1. What is money?
2. United States money.
3. Metal money.
4. Paper money.
5. Bank notes.
6. "Greenbacks."
7. Treasury certificates.
8. Worn-out notes.

CHAPTER XIII
OUR POSTAL BUSINESS

1. The department.
2. Rural free delivery.
3. Classified mail matter.
4. Postal rules.
5. Foreign rates.
6. Stamps.
7. Postal cards.
8. Registering letters.
9. Special delivery.
10. Money orders.
11. Cashing P.O. orders.
12. Advice.

CHAPTER XIV
TELEGRAMS--THE TELEPHONE

1. Description.
2. Directions.
3. Charges.
4. Telegraphing money.
5. The method.
6. The telephone.

CHAPTER XV
BUSINESS BY EXPRESS

1. Two kinds.
2. Instructions.
3. The company's duty.
4. Collections by express.
5. C. 0. D. by express.
6. Money by express.
7. Money orders.

CHAPTER XVI
ABOUT RAILROADS

1. Bills of lading.
2. Express bills.
3. A bill and a draft.
4. Some forms.

CHAPTER XVII
TAXES

1. Definition.
2. Kinds of taxes.
3. Customs duty.
4. Internal revenue.
5. Stamps.
6. State taxes.
7. Exempt from taxes.
8. Insufficient taxes.
9. Personal property.
10. Town taxes.
11. Payments.
12. Corporation taxes.
13. Taxes in general.
13. The returns.

CHAPTER XVIII
CONTRACTS--LEASES--GUARANTEES

1. Requisites to a contract.
2. The consideration.
3. Written and verbal contracts.
4. Forms of contract.
5. Kinds of contract.
6. A lease.
7. As to repairs.
8. Sub-letting.
9. What is a guaranty?
10. A bill of sale
11. Obligations.

CHAPTER XIX
LIFE INSURANCE

1. A definition.
2. How it is done.
3. As an investment.
4. Forms of life insurance.
5. Mutual insurance.
6. Amount of policies.
7. Policies as security.
8. Lapses.
9. Proprietary companies.

CHAPTER XX
INSURANCE--FIRE--ACCIDENT

1. Like a gambling risk.
2. What is fire insurance?
3. Premiums.
4. Collecting.
5. Insurable property.
6. Mutual companies.
7. Stock companies.
8. Accident insurance

CHAPTER XXI
PARTNERSHIPS

1. Defined.
2. Prepare and sign.
3. Silent partners.
4. Nominal partners.
5. Liability.
6. How to dissolve.
7. Notice necessary.
8. A form.

CHAPTER XXII
INVESTMENTS

1. What is an investment?
2. Savings.
3. Capitalists.
4. Stockholders.
5. Kinds of stocks.

CHAPTER XXIII
BONDS AS INVESTMENTS

1. As to bonds.
2. Sorts of bonds.
3. Railroad bonds.
4. Buying bonds.
5. Requisite in a bond.

CHAPTER XXIV
THINGS TO REMEMBER

1. Don't deceive yourself.
2. Be sure you are not losing.
3. Weeding out old stock.
4. Dropping worthless accounts.
5. Let your wife know.
6. Children and business.
7. Farmers' sons.

CHAPTER XXV
WORTH KNOWING

1. How title is acquired.
2. Over-generosity.
3. Care of wills.
4. Care of all papers.
5. Checks and stubs.
6. Sending away money.
7. Lost in mails.
8. More about notes.

CHAPTER XXVI
LOOK BEFORE YOU LEAP

1. As to receipts.
2. Notes in bank.
3. Well to know.
4. Discharging liens.
5. Prompt but not too prompt.
6. Be in no haste to invest.
7. Meet dues promptly.
8. Counting money.
9. Ready money.
10. In traveling.

CHAPTER XXVII
CONTRACTIONS AND SIGNS

1. An alphabetical arrangement.

CHAPTER XXVIII
WORDS AND PHRASES USED

1. Defined and alphabetically arranged.